Navigating SAG-Aftra vs Non Union Options in a Struggling Entertainment Industry
- Maria Granberg

- May 13
- 4 min read
The entertainment industry struggles with shrinking budgets, slower production, and intense competition. Actors must choose between joining SAG-AFTRA or working as Non-Union/FiCore, with more non-union opportunities available for newcomers. Understanding the differences, benefits, and risks of each option is crucial for career impact in this demanding field.
I've thought about this a lot because I've witnessed the decrease in union work over a long period, and I've never made enough to be eligible for benefits. As an actor and producer still seeking more regular opportunities, it's difficult when productions relocate from Los Angeles to other locations due to lower costs and significantly reduced union work.

Understanding SAG-Aftra and Its Role
SAG-Aftra is the main union for actors, broadcasters, and media professionals, negotiating contracts for minimum wages, working conditions, health benefits, and residuals.
Benefits of Joining SAG-Aftra
Guaranteed Minimum Pay
Union contracts set minimum rates for different types of work, protecting actors from being underpaid.
Health and Pension Benefits
Members contribute to funds that provide health insurance and retirement plans, which are vital in an unpredictable industry.
Residual Payments
Actors receive ongoing payments when their work is reused, such as reruns or streaming, providing long-term income.
Challenges Within SAG-Aftra
Entry Barriers
Joining requires meeting specific work credits or paying initiation fees, which can be costly and difficult for newcomers.
Limited Opportunities in a Shrinking Market
When productions cut back, union jobs become more competitive, making it harder to book roles.
Strict Rules and Restrictions
Union contracts limit the types of work members can accept, sometimes reducing flexibility.

Exploring Non Union and FiCore Options
Non Union actors work outside the union system. FiCore (Financial Core) status allows union members to pay fees to work on union projects without full membership benefits or obligations.
Advantages of Non Union and FiCore
More Opportunities
Non Union actors can accept any job without union restrictions, which can be crucial when work is scarce.
Lower Costs
Avoiding union initiation fees and dues can save money, especially for actors starting out or facing financial strain.
Flexibility
Actors can work on a wider range of projects, including indie films, commercials, and student films.
Risks and Downsides
No Guaranteed Pay or Benefits
Non-union work frequently offers lower pay and lacks health or pension benefits. However, I've had several non-union jobs where I earned more than the minimum wage and worked fewer hours, so it's not as negative as some might suggest.
Limited Access to Major Productions
Many high-profile projects require union membership, restricting career growth.
Potential Industry Stigma
Some casting directors and producers may favor union actors, perceiving non-union actors as less professional. However, in today's industry, I don't believe that perception holds true.
FiCore Restrictions
FiCore status may limit participation in union activities, and some productions might still exclude FiCore actors. (However, I've spoken with several active producers who work on both union and non-union projects, and they assert that this is not the case in today's demanding industry)
How the Struggling Industry Impacts These Choices
The entertainment industry’s current struggles affect both union and Non Union actors. Productions face budget cuts, fewer projects, and increased competition.
Impact on SAG-Aftra Members
Fewer Union Jobs
With fewer productions, union roles become scarce, increasing competition among members.
Stronger Protections but Less Work
While contracts protect pay and conditions, they cannot create more jobs.
Pressure on Benefits
Decreased work hours can impact health and pension contributions, and you need to earn a specific amount annually to qualify for SAG-AFTRA health insurance. Most actors don't reach this income level in a year and, as a result, lose their health insurance.
Impact on Non Union and FiCore Actors
More Available Work but Lower Pay
Non Union actors may find more gigs but often at reduced rates
Greater Risk Without Safety Nets
Lack of benefits and protections means financial instability during slow periods.
Opportunity to Build Experience
Non Union work can help actors build resumes and skills when union jobs are limited.
Making the Right Choice for Your Career
Choosing between SAG-Aftra and Non Union/FiCore depends on your goals, financial situation, and career stage.
Consider Your Career Stage
Beginners
Working in non-union projects can offer essential experience and credits required to become a member of SAG-Aftra. However, ensure you take the time to earn those credits and gain experience before joining.
Established Actors
SAG-Aftra membership offers protections and access to higher-paying roles.
Evaluate Financial Realities
Can You Afford Union Fees?
Initiation and dues require upfront investment.
Do You Need Benefits?
Health insurance and pension plans may be critical.
Assess Your Long-Term Goals
Are You Building a Diverse Portfolio?
Non Union work allows more variety.
Practical Tips for Actors Navigating These Options
Research Union Requirements
Understand how to qualify for SAG-Aftra membership.
Build a Strong Resume
Take Non Union roles that add valuable experience.
Network Within the Industry
Connections can lead to union opportunities.
Manage Finances Carefully
Budget for union fees and periods without work.
Stay Informed About Industry Changes
Contract negotiations and market shifts affect opportunities.
Consider FiCore Status Carefully
Weigh the benefits before choosing this path.
Final Thoughts on Navigating Your Path
The choice between SAG-Aftra and Non Union/FiCore is not simple, especially when the entertainment industry faces challenges. Each path offers distinct advantages and risks. Actors must weigh their personal circumstances, career goals, and financial needs carefully.
By understanding the realities of both options and planning strategically, actors can navigate this difficult landscape. Building experience, maintaining flexibility, and staying informed will help you adapt and thrive, even when the industry struggles.
Where are you currently in your acting journey, and what factors are shaping the decisions you’re making about union status?

I really liked reading this post because it gave a good perspective on both SAG-AFTRA and non-union work. As a film student, it’s honestly interesting to learn more about how these choices can affect careers and opportunities in the industry.
Do you think more productions will continue choosing non-union projects because of the current state of the industry, or do you think things will shift back?
Fanny Stefansson – Film & TV journey | Swede in LA
The strikes have an impact on the overally entertainment business. During the last SAG AFTRA strike as an example, we had to stop production on one of our awards level films. I think that most do not understand the trickle effect that the strikes have - I am happy that this one was settled and seems as if it was a fair solution.